One of life’s rewards for working hard and saving for a
rainy day is achieving financial security. One of life’s realities,
however, is the possibility of premature death before seeing those dreams
There is a solution … Life Insurance. Only Life Insurance
can create an immediate cash fund for loved ones. So, even if death is
premature financial security is possible.
Term Life Insurance provides coverage only for a specific period of
time such as 10, 20 or 30 years. It is designed to protect short-term
needs or protection while children are young. Typically, term insurance
does not provide cash value.
Whole Life Insurance covers you for as long as you live. The most common
is called straight life or ordinary life insurance – you pay the
same premiums for as long as you live. Whole Life Insurance policies
develop cash values. If you stop paying the premium you can take the
cash – or you can use the cash value to buy continuing insurance
protection for a limited time or a reduced amount.
Universal Life Insurance
Universal Life Insurance is a type of Whole Life Insurance. Universal
Life differs from other Whole Life policies in that it allows the policy
owner to vary, with limits, the amounts and timing of premium payments
and the death benefits. Unlike Whole Life, this is an interest rate
driven policy, which normally pays a minimum guaranteed interest of
4% to 4.5%.
To learn more about how Affiliated's can help you with your Life insurance
needs, please contact us at 770-486-3430 or email us at Life
Affiliated Insurance Group 101 Devant Street Suite 902, Fayetteville, GA 30214
Phone: 770-486-3430 xFax: 770-486-7422x
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